As a long time entrepreneur, Raymond Khalif recognized the value of teaching business ownership skills to youth. In 1994, his company (Smart Money Enterprises) developed an educational project to train inner-city youth to become future business owners. The mission of the Junior Entrepreneurs Club Training Program, Inc. is to provide youth with the tools and experiences necessary to develop business planning and business operation skills. Youth are exposed to the ownership aspects of community businesses to allow them to see the affects of business on the community. This allows the youth visualize how they can positively impact the negative influences in the urban environment by becoming business leaders in their own communities. From the corner store to the hospital, every business has an economic and social impact on the community.